AMPAC Tri-State CDC, Inc.
Headquartered in Ontario, CA. Analysis based on 243 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $38.9M.
Total 7(a) loans
243
Total approved
$38.9M
Average loan
$160K
States funded in
3
Charge-off rate
8.33%
FY2020–FY2023 cohort
Paid-in-full rate
11.11%
Average rate
12.10%
Average term
122 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 14 |
| 722511 | Full-Service Restaurants | 11 |
| 812990 | All Other Personal Services | 11 |
| 812112 | Beauty Salons | 9 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 6 |
| 541110 | Offices of Lawyers | 5 |
| 238990 | All Other Specialty Trade Contractors | 5 |
| 524210 | Insurance Agencies and Brokerages | 4 |
| 484110 | General Freight Trucking, Local | 4 |
| 541219 | Other Accounting Services | 4 |
Top 10 states
| State | Loans |
|---|---|
| CA | 224 |
| AZ | 11 |
| NV | 8 |
Top franchise brands financed
8 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Cold Stone Creamery | 2 |
| Port of Subs | 1 |
| Hammer & Nails | 1 |
| Houston TX Hot Chicken | 1 |
| Rodizio Grill | 1 |
| World of Sourdough | 1 |
| Maid Brigade | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.