American Bank of Commerce
Headquartered in Wolfforth, TX. Analysis based on 82 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $33.8M.
Total 7(a) loans
82
Total approved
$33.8M
Average loan
$413K
States funded in
2
Charge-off rate
4.76%
FY2020–FY2023 cohort
Paid-in-full rate
38.10%
Average rate
8.04%
Average term
104 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 7 |
| 561790 | Other Services to Buildings and Dwellings | 5 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 812199 | Other Personal Care Services | 4 |
| 541990 | All Other Professional, Scientific, and Technical Services | 3 |
| 531210 | Offices of Real Estate Agents and Brokers | 3 |
| 424810 | Beer and Ale Merchant Wholesalers | 3 |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 2 |
| 238210 | Electrical Contractors | 2 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 61 |
| CO | 21 |
Top franchise brands financed
12 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| F45 Training | 4 |
| beem Light Sauna | 3 |
| Buffalo Wild Wings | 1 |
| Doner Shack | 1 |
| Gatti's Pizza/Mr. Gatti's Pizz | 1 |
| Cabinet IQ | 1 |
| Mountain Mike's Pizza | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.