Amerant Bank, National Association
Headquartered in CORAL GABLES, FL. Analysis based on 96 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $120.1M.
Total 7(a) loans
96
Total approved
$120.1M
Average loan
$1.3M
States funded in
3
Charge-off rate
1.49%
FY2020–FY2023 cohort
Paid-in-full rate
47.76%
Average rate
7.97%
Average term
104 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 5 |
| 213112 | Support Activities for Oil and Gas Operations | 4 |
| 722513 | Limited-Service Restaurants | 4 |
| 424690 | Other Chemical and Allied Products Merchant Wholesalers | 4 |
| 492210 | Local Messengers and Local Delivery | 3 |
| 312120 | Breweries | 2 |
| 334413 | Semiconductor and Related Device Manufacturing | 2 |
| 311119 | Other Animal Food Manufacturing | 2 |
| 332312 | Fabricated Structural Metal Manufacturing | 2 |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 2 |
Top 10 states
| State | Loans |
|---|---|
| FL | 63 |
| TX | 31 |
| CA | 2 |
Top franchise brands financed
8 franchise loans across 5 distinct brands.
| Franchise | Loans |
|---|---|
| Nothing Bundt Cakes | 2 |
| Vicky Bakery | 2 |
| Pure Barre | 2 |
| Raining Berries | 1 |
| Urban Air Adventure Park | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.