4Front Credit Union
Headquartered in Traverse City, MI. Analysis based on 94 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $28.1M.
Total 7(a) loans
94
Total approved
$28.1M
Average loan
$299K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
22.03%
Average rate
7.94%
Average term
124 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 8 |
| 722513 | Limited-Service Restaurants | 5 |
| 327320 | Ready-Mix Concrete Manufacturing | 4 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 3 |
| 441222 | Boat Dealers | 3 |
| 812112 | Beauty Salons | 3 |
| 713940 | Fitness and Recreational Sports Centers | 3 |
| 323111 | Commercial Gravure Printing | 3 |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 3 |
Top 10 states
| State | Loans |
|---|---|
| MI | 93 |
| FL | 1 |
Top franchise brands financed
4 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Jet's Pizza | 2 |
| Guido's Premium Pizza | 1 |
| Launch Trampoline Park | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.